Credit Karma

Credit Karma for Pc


  • Category: Finance
  • Last Updated: 2018-10-09
  • Current version: 5.16
  • File size: 157.95 MB
  • Developer: Credit Karma, Inc.
  • Compatibility: Requires Windows XP, Windows Vista, Windows 7, Windows 8, Windows 8.1 and Windows 10

Credit Karma Preview

Downloading and installing Credit Karma on your Windows PC

Download Credit Karma for Windows: Credit Karma is an Finance App, developed by Credit Karma, Inc.. The Finance App was officially released 2012-07-18. Today, it has gone through many interations by the developers - Credit Karma, Inc., with the latest current version being 5.16 which was officially released on 2018-10-09. As a testament to the app's popularity or lack thereof, it has gathered a total of 155,400 Reviews on the App Store alone, with an average user rating of 5 out of a possible 5.


Using Credit Karma on your Windows computer is actually very easy but if you are new to this process, you will definitely need to pay attention to the steps listed below. This is because you will need to download and install a Desktop App emulator for your computer. We will help you download and install Credit Karma on your computer in 4 simple steps below:


1: Download an Andriod Software emulator for Windows

The importance of the emulator is that it emulates or immitates an android environment on your computer, making it super easy to install and run android apps from the comfort of your PC without buying a phone that runs android. Who says you cannot enjoy both worlds? To begin, you can download such an emulator app made by too top dogs in the space.
A. Nox App . OR
B. Bluestacks App .
Personally, I recommend the "B" option as Bluestacks is very popular so if you run into any trobles using it, you can find good solutions on Google or Bing (lol). 


2: Now Install the Software Emulator on your Windows PC

If you successfully downloaded the Bluestacks.exe or Nox.exe, go to your Downloads folder on your computer or anywhere you ususally store downloaded files.
Once you have find it, click it to install the application. It should start the installation process on your PC.
Click Next to accept the EULA License agreement.
Follow the on screen directives in order to install the application.
If you do the above correctly, the Software will be successfully installed.


3: How to Use Credit Karma for Windows PC - Windows 7/8 / 8.1 / 10

Now, open the Emulator application you have installed and locate the search bar. Now type Credit Karma in the search bar and hit Search. You will easily see the app. Click on Credit Karma application icon. A window of Credit Karma will open and it will display the app in your Emulator Software. Hit the Install button and your application will start downloading. Now we are all done.
Next, you will see the "All Apps" icon.
Click on it and it will take you to a page containing all your installed applications.
You should see the Credit Karma icon. Click on it and start using the application.



Hope it was not too difficult? If you have any further inquiries, contact me through the "Contact" link at the bottom of this page so I could help You. Have a nice day!

About Credit Karma

Developer Description

Make the most of your credit, it's totally free! Start by digging into your credit profile and finding out what goes into your credit scores. Then get important updates with credit monitoring, check out personalized recommendations, even file your taxes for free with Credit Karma Tax. • Check your scores – Log in anytime to look, it will never hurt your scores. • Credit Karma Tax – 100% free to file federal and state returns, no matter what your tax situation is. Including live chat, W-2 import making it easy to get your max refund. • Spot potential ID theft – We’ll tell you when your info is in another company’s public data breach — and what you can do. • Find $ that belongs to you – Search state databases for unclaimed money in your name. There’s over $40 billion waiting to be claimed! • Get money-saving recommendations – Use your credit to qualify for lower interest rates and better credit card rewards. • Monitor your report – Get alerted when there’s an important change to your reports and challenge errors right from your account. • Review credit tips – Receive helpful recommendations matched to your profile. Join more than 80 million members on the path to financial progress. Learn more and sign up at www.creditkarma.com.

App Reviews

  • My honest and personal review

    5
    By LordKidwell
    Credit Karma is essential to your credit health. You must make your first payment on any of your loans to have an impact on your score because that’s when the loan companies post. Credit Karma can only post when the credit card companies post so please don’t blame Credit Karma for everything. New accounts do post within the week usually. I’ve followed the advice and recommendations from Credit Karma and have seen my Score increase from the low 500’s to 607 in 6 months. This is the normal time frame and don’t let anyone tell you different. Stay honest with yourself and your credit reports and you’ll be able to sleep at night. I have found no other credit tool to be completely honest and free like Credit Karma. My opinion is that this will be the only credit monitoring app you will ever need. Also, please do wait the 5-6 months before applying for any new credit after you have opened a new line of credit from anyone. I learned this the hard way only because I’m stubborn and now I am going to wait the year for all my hard inquiries to fall off of my report because too many hard inquiries do, do damage to your score. Patience and a steady pace works best for improving your score. I’m aiming for the 800 club and can’t wait to be able to reap the rewards. God Bless to you all for taking the time to read my personal review and I’ll meet you at the top.
  • Complete game changer !

    5
    By Credit Karma Fan!
    I received a nice amount of money from my father Christmas, and I had credit card balances all over the place! My boss loves credit karma and told me to check it out. This is the most amazing, amazing app I have ever come across in my entire life. Not only did it help me get my balances lower, by showing me my credit score report. The simulator showing if you pay certain cards down what your score will be is honestly a life-changing component. It also help me find unclaimed money without me even asking, and then I was able to get a point added on to fix my credit score. If you’re looking for a car, a home or personal loan credit karma is truly your best friend! I could not live without this amazing app. The fact that it is free is incredible! Do yourself a favor and all your friends and download the app it will truly be a game changer in your credit and credit card personal loan car loan history well done guys well done! Oh one last thing, the positive emoji‘s and telling you great job is really exciting even at my age! Get credit karma now! Thanks guys. Make sure you check your score with a different source tho , because my score was way lower with credit karma than it should have been.
  • I Love Credit Karma

    5
    By JeanSe7326
    I can’t tell how much I just live CK! Honestly, is so so so much better than dealing with massive 20+ page reports from the credit bureaus. CK is user friendly and I can see my whole credit profile in one place. If they would and the other credit bureau and even business credit profiles that would make them even better. Since finally downloading the app and creating my account my credit score has resined. I’m still a long way away from where I wanna be, but baby steps. As I write this (Jun 24, 2018) I still need my new car to be reported and get rid of my ugly 24% interest rate and upside down car balance. My new lease and 0-6% interest rate should jump my credit scores up significantly and by November of next year my nearly $80k student loan debt will drop off too! Well at least that’s the perceived idea anyway. My credit is on the rise finally and after 7 years of under bankruptcy and years of financial mistakes (no credit cards) and debts keeping my credit down, I’m now on the rise and thanks to Credit Karma, I’m finally doing and learning who to improve my scores and stay out of debt and bad financial decisions. Thanks CK! Love for real!
  • False information!!!! Beware!!!

    1
    By Pastrychef4u
    I have used credit karma for a while. I was misinformed highly. Everything seemed to go doing very well and my credit score was raising and raising over years of working on it. I had several struggles over the years of hard times and being disabled but I still did all I could. My score was great. I went to apply for a card and was approved but I received the approval and was sent a credit score much lower. My bank ended up pulling my credit score as well and it was 120 points lower than credit karma!!!!! They do not possess the same scores at all and I tried to email them. They kept sending me all of the word for word printed information already listed, giving me excuses. I understand each company can use or look at different forms of credit but NEVER will it be 120 points worth. I confirmed this with both the bank and new credit card company. I was completely applied that my credit was not the “great” they showed me but actually quote bad supposedly after working for years and doing all that I could to adjust it. I have paid all my bills before the time, paid more than what is owed, etc but regardless my credit is still poor because of medical bills from my disability that credit karma does not recognize. Be very very weary!!!!!!!
  • Very User Friendly!

    5
    By Aubie Baby
    Direct and straight to the point! I really like the feature that allows you to review and dispute a claim if it is not actually your own bill or already paid, very very helpful (we all know the run around we get when claiming a dispute with old bills that should have reconciled and or were never yours to begin with can be very time consuming and daunting and this app absolutely assists in providing relief in that specific area.) In addition, speaking for myself, (after a health problem) I have had some issues with processing information and understanding cognitive actions that need to be taken and this app definitely has been a weight lifted off my shoulders in the financial understanding department of my own life and I really appreciate just how simple and direct this app actually is. I would recommend this app to anyone of any age and I wish I had not been so apprehensive to try it when I heard about it in the first place because it really has assisted me in my comprehension on my financial reports and credit score and how to improve it.
  • Pay off creditors from in-app; add a feature to figure out which score apply when

    4
    By Burning Vanithee
    You show the Collection Agencies & amounts, but not the phone number and/or a direct link to pay that creditor off. It’d be very helpful to include to phone number & the Collection Agency acct # so users can more quickly pay off & remove from credit the negative-aka; not in good standing-accounts. Also, as the two scores are different & the 113 point difference is making it hard for me to know what scores are used for what things. For example, my credit card uses CreditWise, which matches the lower score on the left side screen, not the high score on the Right side of screen. If I want to get a lease or mortgage, which is used? Are my credit card options based on the lower score? And how do I get a lower APR% recommendations? Maybe you could add an in-app purchase of one’s FICO score or at least add mortgages, loans, & a way to make sure the student loans you don’t have to pay aren’t held against you, making it look like you have more credit debt that you actually have to pay-even if they are in good standing.
  • Great Advice!

    5
    By TanziCrazy
    I had no idea what my credit was doing. I had my identity stolen 20 years ago and there wasn’t really anything I could do about it. I joined credit karma years ago to see my free score and never really looked again until last July. You see my husband and I decided we needed to stop renting and buy a home, but that takes credit. I found cards that had approval odds, info about accounts that didn’t belong to me and the accounts that did. I was able to dispute the accounts that didn’t just with a few pushes of a button. I received a hard copy of my credit report which showed when my bad credit occurred and when it would drop off. I was able to apply for and get approved for a credit card to start rebuilding my credit with a few pushes as well. Now I pay closer attention. I know when my score goes up or down and I feel like I’m in control again. I get advice on how to keep the score going up and I think I have a chance to get my credit to a position that will help me actually buy a house.
  • Pammy

    5
    By Miami Pammy
    Credit Karma is by far the best app for keeping up with your credit score, accounts, credit card offers best suited for you etc. When I first got the app I had 2 cards. One was maxed out and the other one almost was. My FICO was terrible. While making monthly payments on both, I worked on paying the one with the highest interest rate off first and closed the account. I opened a new account with a different company and really started watching my spending. It’s now a little over 3yrs later and I’ll have my other card, that was maxed out, paid off by the first part of next year! The new account I opened has around $500 on it. Then I’ll be able to get it paid off and keep it paid off each month. As I said earlier, my FICO was terrible starting out but when it’s updated in a week it will be 800! I’ve said all that to say this... if I hadn’t had the Credit Karma app and continually checking my score I’d probably be homeless. It helped me keep myself accountable and made me discipline my spending. Thank you Credit Karma!!!
  • A benefit everyone should take advantage of—

    4
    By Student Albert
    By all means, free access to view ones credit score is a huge advantage for anyone looking to get ahead with regards to their financial health! Keeping track of your score, in addition to watching your spending habits makes for a great chance of improving ones credit worthiness. The only complaint I have is for the app itself, not the service. Being a credit monitoring app, one which focuses entirely on your credit score, it’s somewhat disappointing that the only real support they give you in learning about credit scores and the different factors are through 1-2 sentences that briefly describe the most basic of definitions of things. Being such a pivotal factor in lending worthiness, I do wish that the app provided more educational features for users so that they can get a grasp of all the terms and the way the score is calculated to allow for a quicker experience in the app. Or rather, a recommendation section that shows your detailed report and what you can do to improve your score.
  • Not impressed with fake offers

    1
    By Your Mom Loves the D.
    Had some sketchy credit, got the app and applied for a couple of credit cards. Got approved for them, received them, used them, and watched my score climb. Once my score got above a 700, CK starts shooting me ads saying they think, based upon my credit score, my interest rate on my vehicle loan is too high and they think this “head hunting” company they use can get me a lower rate. I bite because my interest rate IS too high. I get a hard inquiry on my report and my score drops by a few points. After a few days, I hadn’t received an approval or denial and my report only showed one lender as receiving my application. I call the number and after speaking with one of the head hunter company reps, I’m told they send my application to multiple lenders and the process can take a little while. Fast forward to today, two weeks and some change later, and I get an email that says they’re sorry but they cannot get approval for my application at this time. Two and a half weeks and I have a hard inquiry and ONE application viewed by a lender. Credit Karma, get your stuff together. Lenders that you’re pushing aren’t holding up their end of the bargain. You’re pushing them, they’re screwing us.

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